Secured credit cards are for consumers who are trying to establish or improve their credit. A prepaid Mastercard or Visa is your best option for a secure credit card.

Each of these prepaid Mastercard and Visa secured credit cards are accepted anywhere the regular card is. You will have worldwide purchasing power at more than 29 million merchants and instant cash access at more than 800,000 ATMs. And best of all you won't go into debt because you decide how much money to load onto your secured credit cards.

Here's a list of secured credit cards we recommend. Click on one of the card names to see its summary or just scroll down the page:

New Millennium Bank Platinum Visa^® or MasterCard^®

Vaya™ MasterCard^® Card

Wired Plastic™ Prepaid Visa^® Card

20/20™ Prepaid MasterCard^® Card

BuyRIGHT Prepaid MasterCard^®

Eufora™ MasterCard^® Card

First Vineyard MasterCard^® Card

HomeLand PrePaid Visa^® Debit Card

IMPACT Visa^® Card

PBG Prepaid MasterCard^® Card

New Millennium Bank Platinum Visa^® or MasterCard^®

You have been approved for a secured Platinum Visa^® and a Platinum MasterCard^® with a total credit limit of $10,000*! You get the benefits of Platinum status: emergency cash transfers, free $150,000 accident insurance, free auto rental insurance, free extended warranty protection.

• free companion air ticket valued at hundreds of $$$

• membership in the world's best travel club.com

• cash rebate of $69.00 on your first condo booking**

• guaranteed issue

• nobody gets turned down

• no credit check, ever

• you are approved regardless of income or credit history

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The Vaya™ MasterCard^® Card

The Vaya™ MasterCard^® Card is a prepaid MasterCard that you fund through transfers from your bank account or directly from your paycheck. You decide how much money to load onto your MasterCard^® secured credit cards. And since you can only spend or withdraw the money that's available on your card, you can't overspend or get into more debt.

• guaranteed approval
• NO credit check, bank account, or security deposit required
• NO interest charges or late fees
• prepaid, with easy loading options
• purchasing power at more than 29 million merchants worldwide
• instant cash access at more than 800,000 ATMs worldwide
• protected by MasterCard’s Zero Liability Policy

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Wired Plastic™ Prepaid Visa^® Card

The Wired Plastic™ Prepaid Visa^® Card gives you the simplicity and the convenience you need to manage your finances. Wired Plastic is more than just a card - it's a full service account that takes care of all of your financial needs in just one place.

• free direct deposit – make payday faster, safer and more convenient
• integrated bill payment – pay any bill online or over the phone, even if your biller doesn’t accept Visa.
• access to checks – send a check to anyone directly from your account
• access to cash – withdraw money at millions of ATM machines worldwide
• add cash instantly – with over 50,000 convenient retail locations and a variety of other ways to add money to your account, adding cash is quick and simple
• more money in your pocket – no overdraft or bounced check fees, EVER
• NO hassle – no ChexSystems checks or no minimum balance requirements

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20/20™ Prepaid MasterCard^® Card

20/20 Card is a reloadable prepaid MasterCard^® card that can help you budget better and avoid debt. You can load cash onto the card via direct deposit, bank transfers or retail loading centers and then enjoy the convenience and purchasing power of MasterCard. But most importantly, the 20/20 Card provides peace of mind. Because you can only spend or withdraw the money that they load to the card, you can't possibly overspend or accumulate more debt. The 20/20 Card empowers you to take control over their money and live debt free.

• powerful budgeting tool
• direct deposit part of your paycheck to the card
• spend your money as you see fit
• view your Online Spending Reports
• never worry about overspending or getting into debt
• guaranteed approval
• as long as you have a verifiable U.S. address, you’re automatically pre-approved
• the 20/20 Card will not jeopardize the concessions made by creditors under a debt management plan

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BuyRIGHT Prepaid MasterCard^®

Sign up today for the BuyRIGHT Prepaid MasterCard^® Card and improve your financial strength and flexibility.  Use the BuyRIGHT Prepaid MasterCard^® Card wherever debit MasterCard^® is accepted, at millions of merchant locations and over 900,000 ATMs worldwide.

• Click-N-Pay bill payment
• free direct deposit
• free activity alerts
• on-line money management tools
• BuyRIGHT Rewards program

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Eufora™ MasterCard^® Card - The Income Opportunity Card™

Apply now for the most exciting Pre-paid card in the industry, the Eufora Card. Bad Credit, No Credit, No Problem. The Eufora Pre-paid MasterCard with Credit Builder can help you build or rebuild your credit. Eufora Cardholders also have the opportunity to be automatically entered into a monthly new car sweepstakes.

• guaranteed approval
• credit bureau reporting
• cash rewards program
• auto sweepstakes entry
• accepted globally
• zero liability
• identity theft insurance
• auto rental insurance
• up to $200,000 travel accident insurance
   

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First Vineyard MasterCard^® Card

First Vineyard is a new and exciting card incentive program. Simply use your First Vineyard MasterCard^® Card for everyday spending, tell your friends and family about this exciting program, and begin receiving compensation.

• receive cash back from your own spending
• receive cash compensation from the spending of anyone in your compensation tree.
• live debt free and receive compensation for your everyday spending.
• reload your card directly from your payroll or bank account
• powerful online account management
• online bill payment service included
• card accepted at 30 Million merchants and one million ATM machines

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HomeLand PrePaid Visa^® Debit Card

Use the HomeLand PrePaid Visa^® Debit Card where Visa® is accepted. It works like a credit card, but it isn't one. The prepaid cash cards are secure stored value cards that have the purchasing power on the Internet and Off-line. Withdraw your deposited cash at ATM's. Great for web/online purchases and catalogs.

• guaranteed approval
• NO credit check, bank account, or security deposit required
• NO interest charges or late fees
• prepaid, with easy loading options

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IMPACT Visa^® Card

Get the power of a Visa card today with the IMPACT Visa^® Card. This prepaid Visa comes with easy loading options and there are no interest charges or late fees.

• 24/7 ATM access to funds.
• NO credit check or bank account required
• NO security deposits
• No employment verification
• eliminate check-writing hassles

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PBG Prepaid MasterCard^® Card

This is a prepaid reloadable MasterCard^® Card created especially for folks who are tired of using high interest credit cards. Your PBG Prepaid MasterCard^® Card is safer than cash and is welcomed at millions of locations that accept MasterCard debit cards.

• this card does not require you to open a savings account
• rent automobiles and reserve hotel rooms
• make purchases on the telephone or Internet
• like millions of other MasterCard holders your card is accepted nearly everywhere!
• BANKFIRST is the card issuer

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Note: All offers are current at time of listing on this site. Terms and conditions may change. View each vendors' site for exact details. Also view our legal/privacy policy.