How to Choose and Use Credit Cards - Chances are you've gotten your share of "pre-approved" credit cards offered to you in the mail, usually with low introductory rates and other perks. Many of these solicitations urge you to accept the credit cards "before the offers expire." Before you accept, shop around to get the best deal.

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A credit card offer may be hard to resist, but choose carefully...(read more)

Free credit cards are your answer to peace of mind...(read more)

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Finding the lowest credit card rates is easy if you follow a few simple tips....(read more)